QEIVA ENGINEERS PREMIUM DIGITAL
EXPERIENCES AND AUTOMATION
INFRASTRUCTURE [SINCE 5/10/20]

ARR Underwriting
& Sub-Ledger Automation

Client

Encina Private Credit (Norwalk, Connecticut)

Industry

Middle-Market Specialty Finance / Direct Lending

Service

Infrastructure - Machine Learning

Date

2025

Architecture & Prototype

Qeiva Pipeline: Enterprise Value & ARR Extraction

1. Unstructured Data Ingestion (SaaS Financials)

// SOURCE: STRIPE_COHORT_EXPORT_Q3.CSV

MRR (CURRENT MONTH): $1,500,000

GROSS REVENUE RETENTION: 98.2%

// SOURCE: DEFERRED_REV_SCHEDULE_ASC606.XLSX

UNEARNED REVENUE BALANCE: $6,250,000

RECOGNIZED REV TIMELINE: 12 MONTHS

REQUESTED TERM LOAN FACILITY: $22,000,000

Qeiva engineered a localized, headless Python pipeline utilizing spatial machine learning (LayoutLMv3) to parse complex, unstandardized SaaS financial PDFs and Excel schedules. It extracts ARR data, normalizes it, and pushes it directly into in-house deal-booking applications via API.

The ROI

45 Sec

Extraction Time

100%

SLA Protection

0

Transposition Errors

Before: Data extraction of a complex 100-page SaaS financial package took 14 hours of manual labor.

After: Reduced extraction time to roughly 45 seconds.

Net Impact: Completely eliminated human transposition errors in calculating strict ARR attachment points, protecting the 48-hour SLA.